Individual Travel Coverage

Travelers can choose to enroll in one of the Global Travel Protection plans, both of which are designed specifically with EF travelers in mind. These affordable plans provide pre-departure and on-program benefits, including medical expense coverage that may apply on program and program cancellation for the stated reasons below. Please read on for additional coverage details, as well as deadlines to purchase each Global Travel Protection plan.


Global Travel Protection plan
Cost: $190
Can be added from the time of enrollment up until 45 days before departure.

  • Trip Cancellation coverage: This plan includes Trip Cancellation coverage. If a traveler needs to cancel a trip due to reasons specified in the plan, this reimburses non-refundable pre-paid payments.

  • Illness and accident coverage: Provides benefits related to hospital bills, doctors' fees, and medical transportation associated with on-program illnesses or injuries.

  • Trip Interruption coverage: This plan includes Trip Interruption coverage. If a traveler needs to interrupt a program due to serious injury or illness, this provides a benefit.

  • Protection for your belongings: Coverage for baggage in cases of theft or delay.

  • Trip delay coverage: Coverage for expenses due to trip delays (lodging, food and other reasonable expenses plus limited reimbursement of unused, forfeited, prepaid non-refundable payments for travel arrangements).

  • Emergency evacuation coverages: This plan includes coverages that can provide a benefit in the unlikely event a traveler should need to return home unexpectedly due to a natural disaster or unrest.

Nonrefundable fees are outlined in EF's Participant Agreement.

The Global Travel Protection plan includes insured components that are underwritten by United States Fire Insurance Company, a cancellation fee waiver benefit provided by EF Study Abroad, and non-insurance assistance services provided by Falck Global Assistance. You can find further details of the policy, coverage limits, and exclusions here. The Global Travel Protection plan becomes non-refundable after any of the following occur: when you depart on your program, when you file a claim, or 10 days after payment.


Global Travel Protection Plus plan
Cost: $590
Must be purchased at the time of enrollment

Travelers can further protect their investment from the unexpected with the offered Global Travel Protection Plus plan. This plan provides all of the coverage included in the Global Travel Protection plan, as well as expanded cancellation protection.

  • Cancel for Any Reason*: The Global Travel Protection Plus plan provides a refund of the Program Price (minus the cost of the plan and other non-refundable fees) if you need to cancel your program up to 24 hours prior to departure for any reason.

  • Illness and accident coverage: Provides benefits related to hospital bills, doctors' fees, and medical transportation associated with on-program illnesses or injuries. Subject to policy limits and exclusions.

  • Trip Interruption coverage: This plan includes Trip Interruption coverage. If a traveler needs to interrupt a program due to serious injury or illness, this provides a benefit.

  • Protection for your belongings: Coverage for baggage in cases of theft or delay.

  • Trip delay coverage: Coverage for expenses due to trip delays (lodging, food and other reasonable expenses plus limited reimbursement of unused, forfeited, prepaid non-refundable payments for travel arrangements).

  • Emergency evacuation coverages: This plan includes coverages that can provide a benefit in the unlikely event a traveler should need to return home unexpectedly due to a natural disaster or unrest.

Nonrefundable fees are outlined in EF's Participant Agreement.

*The Global Travel Protection Plus plan includes insured components that are underwritten by United States Fire Insurance Company and non-insurance assistance services provided by Falck Global Assistance. The Global Travel Protection Plus plan also includes a non-insurance Cancel for Any Reason waiver benefit provided by EF Study Abroad. The non-insurance Cancel for Any Reason waiver benefit provided by EF Study Abroad provides a cash refund for trip costs paid to EF Study Abroad for cancellation prior to departure. For plans issued in New York, customers can purchase the non-insurance Cancel for Any Reason waiver separately from the rest of the travel protection plan. For further details, please contact Risk Strategies at 877-974-7462 ext. 321. The Global Travel Protection Plus plan becomes non-refundable after any of the following occur: when you depart on your program, when you file a claim, or 10 days after payment.

For additional details regarding the insurance components of this plan, underwritten by United States Fire Insurance Company, including coverage limits and a full list of exclusions, please visit this page. For information on filing a claim, visit the Filing a Claim article.